Local 132 is proud to offer our members the excellent benefits of the National Coalition of Labor (NCL). NCL is a non-profit coalition of unions dedicated to providing benefits to more than 250,000 union members in the construction industry. By working together to purchase benefits, NCL can achieve cost savings, allowing unions to provide these benefits to their members at either no cost or heavily discounted rates. Learn more about NCL and the benefits available.
National Coalition of Labor
Life Insurance
Non-retired members will receive $10,000 in free life insurance through VOYA, a leading insurance provider. In addition, supplemental life and AD&D insurance through VOYA, active members can elect to purchase up to $350,000 in additional coverage (on top of what the union already provides) at low cost, and with no medical exams or questions. This has truly been a game changer for thousands of members and their families, as many of our members struggle to purchase affordable coverage, or any coverage at all. Members must be active to purchase this supplemental coverage, but they can take it with them into retirement up to age 75.
Members can enroll by visiting www.nclenrollment.com or calling (888) 212-7822
(Active members only)
Accidental Death and Dismemberment Insurance
Non-retired members will receive $5,000 in free accidental death and dismemberment coverage, which provides benefits for covered accidents that result in a fatality, paralysis, the loss of a limb, eyesight, hearing, or speech. Members can also purchase up to an additional $350,000 in coverage, with no medical exams and no questions asked! (Active members only)
Short-Term Disability Insurance
Short-term disability coverage though MetLife is available as well, with two levels of coverage available – $250 per week or $500 per week. Members must be active to purchase this coverage. During the first 12 months of coverage, benefits cannot be paid for pre-existing conditions – an injury or sickness for which the member has been treated in the 3 months preceding the effective date of coverage.
Members can enroll by visiting www.groupba.com or calling (866) 979-1422
.(Active members only)
Social Security Disability Insurance
The NCL has partnered with SSDC Services Corp. (SSDC), a national advocacy firm specializing in Social Security Disability Insurance (SSDI) benefits and Medicare coordination. SSDC identifies whether you or your dependent(s) are eligible for SSDI benefits and early Medicare and becomes your Advocate for filing and obtaining these benefits.
Allstate Roadside Assistance
Members and your families will receive free membership in the Allstate Motor Club, which provides up to three towing, jump start, lockout, flat tire, and other services per year. In addition, membership in the Allstate Motor Club gives you access to discounts at hotels, automotive stores, restaurants, entertainment, and more.
Social Security Disability Insurance
The NCL has partnered with SSDC Services Corp. (SSDC), a national advocacy firm specializing in Social Security Disability Insurance (SSDI) benefits and Medicare coordination. SSDC identifies whether you or your dependent(s) are eligible for SSDI benefits and early Medicare and becomes your Advocate for filing and obtaining these benefits.
Financial Planning Services
The NCL has partnered with Megent Financial to provide our members in good standing with FREE financial planning services. You will be charged for these services only if you decide to use the company to manage any of your funds (typically at the time of retirement).
Midwest Operating Engineers Credit Union
As a member, you are eligible for membership with the Midwest Operating Engineers Credit Union, which is a member-owned credit union providing mortgages, auto loans, home equity lines of credit, and various other financial services. Members also have access to more than 55,000 ATM locations worldwide without a fee, including ATM’s at CVS, Mariano’s, Target, Costco, Walgreens, and others.
Lodging Discounts
Book and manage room from CLC’s network of up to 45,000 pre-negotiated and discounted hotels.
Legal Services
Members and your families will have access to free and discounted legal services through Union Legal Services! This unique legal program guarantees that a retired judge or experienced lawyer will always be available to answer your legal questions and represent you in court.
Tax Preparation Services
NCL has partnered with First Responder Tax Group to offer affordable, secure and convenient tax preparation services. The First Responder Tax Group provides several options to MCL members that save the members time in preparing their taxes.
Personal Firearm Insurance
As a member, Personal Firearm Insurance is available through Right to Bear for a nominal free.
PerkSpot
The NCL is always searching for ways to alleviate some of the stress that comes with living in uncertain times. As a union member in good standing, you have access to a large number of discounts which are updated daily in over 25 different categories: Groceries, Clothing, Electronics, Restaurants, including Union Made and American Made products.
To stay updated on the latest benefits and information from the National Coalition of Labor, visit their website at coalitionoflabor.org and sign up for their mailing list. You can also follow them on Facebook at www.facebook.com/coalitionoflabor.