Can my Benefits be assigned or transferred?

In general, your benefit and the benefit of other persons entitled to benefits under the Plan may not be voluntarily or involuntarily assigned, sold or transferred and are not subject to the claims of any creditors.

However, the Trustees may be required by law to recognize obligations you incur as a result of court-ordered child support or alimony.  The Trustees must honor a Qualified Domestic Relations Order (QDRO), which is a decree or order issued by a court that obligates you to pay child support or alimony, or otherwise allocates a portion of your interest in the Plan to your spouse, former spouse, child or other dependent.  The Trustees will determine the validity of any domestic relations order it receives in accordance with its Qualified Domestic Relations Order Policy.

You will be notified if the Plan receives a Domestic Relations Order and if it meets the requirements of a Qualified Domestic Relations Order (QDRO).

You may request to review the QDRO Policy by contacting the Fund Office.