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Areas of Interest
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Health & Welfare FundPatient Protection and Affordable Care Act of 2010 WHAT'S NEW... For services on and after July 1, 2011, the following improvements have been made to your medical coverage through the Fund:
Please note, there has been no change to the adult Oral/Vision Care benefit. Also note that Orthodontics are not considered an Oral Care Benefit, for both adults and children. The Preventive Care Benefit will provide coverage for eligible expenses to be paid at 100% of the first $1,000, then 50% thereafter. ___________________ Taking an active role in your own medical treatment may be one of the most important decisions of your life. It is essential for patients and doctors to be partners in health care and a good partnership with your doctor begins with open communication. The American Society of Internal Medicine estimates that 70% of a correct diagnosis depends on what the patient tells their doctor. Simply making a list of questions before an office visit will improve communication by helping you to organize your thoughts and your doctor to clearly understand your concerns.
When you need to seek medical attention, be sure to check with Anthem Blue Cross Blue Shield, your primary Preferred Provider Organization (PPO), to see if they do participate. Remember, Blue Cross Blue Shield providers have agreed to accept the allowable charges permitted for services. This means they will not bill you the difference (any amount over the allowable charge). Also, your Fund pays a higher percentage to PPO providers, which means, you will pay a lower copay, which saves you money.
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