About this Booklet

We are pleased to provide you with this updated International Union of Operating Engineers Local 132 Health and Welfare Fund Summary Plan Description.  This booklet defines and describes the Health and Welfare Fund benefits.  This booklet cancels and replaces all previous booklets and related material which you have been previously issued.

The Plan Year commences on July 1^st and ends on June 30^th, and consists of an entire twelve (12) month period for the purposes of accounting and all reports to the United States Department of Labor and other regulatory bodies.

The Plan benefits are based on a calendar year.

Collective Bargaining Agreements, and the names of the parties thereto and their expiration dates, may be reviewed at the Fund Office.  The Collective Bargaining Agreements are between the International Union of Operating Engineers Local 132 and various Employers that have entered into labor contracts with the Union.

A list of the Employers who participate in the Fund may be obtained either by writing to the Administrator or examined at the Fund Office by participants and their beneficiaries during normal business hours.  Upon written request, the Administrator will furnish you with information as to whether a particular Employer participates in the Plan, and if so, their address.